Terms of Service

Last Updated: June 5, 2026

These Terms of Service (the "Agreement" or "Terms") constitute a legally binding agreement between FantasyForge Studio, LLC, a Virginia limited liability company ("FantasyForge Studio," "Company," "we," "our," or "us"), and any individual or entity accessing, browsing, registering for, interacting with, contributing to, purchasing from, downloading from, or otherwise utilizing the FantasyForge Studio website, related software, downloadable content, community systems, authentication systems, future game services, future online platforms, media systems, support systems, digital-content systems, and associated technologies (collectively, the "Service").

BY ACCESSING, BROWSING, REGISTERING FOR, PURCHASING FROM, DOWNLOADING FROM, OR OTHERWISE USING THE SERVICE, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE LEGALLY BOUND BY THESE TERMS, THE GLOBAL PRIVACY POLICY, COOKIE POLICY, COMMUNITY GUIDELINES, COPYRIGHT AND DMCA POLICY, REFUND AND VIRTUAL ITEMS POLICY, AND ALL OTHER POLICIES, NOTICES, DISCLOSURES, OR LEGAL TERMS INCORPORATED HEREIN BY REFERENCE.

YOUR ELECTRONIC ACCEPTANCE OF THESE TERMS CONSTITUTES AN ELECTRONIC SIGNATURE AND SHALL HAVE THE SAME LEGAL FORCE AND EFFECT AS A HANDWRITTEN SIGNATURE TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW.

Article I: Definitions

For purposes of this Agreement, the following capitalized terms shall have the meanings set forth below.

1.1 Account: "Account" means any registered user account, authentication credential, profile, membership relationship, subscription relationship, or login identity created for purposes of accessing or utilizing all or portions of the Service.

1.2 Content: "Content" means any information, software, source code, object code, graphics, text, interfaces, designs, visual elements, downloadable files, images, videos, audio, data, documentation, media, game assets, digital materials, or other materials made available through the Service.

1.3 Digital Products: "Digital Products" means downloadable content, software, digital media, premium assets, subscriptions, memberships, virtual items, licenses, or other digital goods made available through the Service.

1.4 Service: "Service" means the FantasyForge Studio website platform and all associated systems, technologies, applications, community features, downloadable materials, authentication systems, future gaming services, future online game systems, and related technologies operated by FantasyForge Studio.

1.5 Third-Party Services: "Third-Party Services" means hosting providers, analytics providers, authentication providers, payment processors, cloud-infrastructure providers, communications systems, APIs, software vendors, artificial-intelligence systems, development platforms, or other technologies operated by entities other than FantasyForge Studio.

1.6 User: "User," "you," and "your" mean any individual or entity accessing or utilizing the Service.

1.7 User Content: "User Content" means any messages, submissions, uploads, comments, communications, feedback, support requests, media, files, or other materials submitted by User to the Service.

Article II: Eligibility and Legal Capacity

2.1 Minimum Age Requirement: As a condition precedent to accessing or using the Service, User represents and warrants that User has attained at least thirteen (13) years of age. Individuals under thirteen (13) years of age are prohibited from accessing or using the Service under any circumstances.

2.2 Minors: Where User has not attained the age of majority within the jurisdiction in which User resides, User represents and warrants that any legally required parental or guardian authorization has been obtained prior to use of the Service. FantasyForge Studio reserves the right to request reasonable evidence of such authorization where permitted by applicable law.

2.3 Jurisdictional Compliance: User is solely responsible for determining whether access to or use of the Service is lawful within User's jurisdiction. FantasyForge Studio makes no representation, warranty, or guarantee that the Service, or any portion thereof, is lawful, available, accessible, appropriate, or authorized for use in every jurisdiction, territory, or geographic location. Access to the Service from jurisdictions where the Service, its content, or its functionality would be unlawful is strictly prohibited. User further represents and warrants that User's access to and use of the Service shall not violate any applicable local, state, federal, or international laws, governmental restrictions, export-control requirements, or sanctions obligations. FantasyForge Studio reserves the unrestricted right to restrict, suspend, limit, or terminate access to the Service where necessary or appropriate for legal, regulatory, operational, security, reputational, payment-processing, or compliance-related purposes.

Article III: Account Registration and Security

3.1 Account Registration: Certain features of the Service require creation of an Account utilizing authentication systems designated by FantasyForge Studio. In connection with Account registration, User agrees to provide information that is accurate, complete, current, and not misleading. User further agrees to maintain and promptly update such information as necessary to preserve its accuracy.

3.2 Account Security: User is solely responsible for maintaining the confidentiality and security of Account credentials. User assumes full responsibility for all activities occurring through User's Account, whether authorized by User or not. User shall immediately notify FantasyForge Studio of any unauthorized access, suspected compromise, credential theft, or security breach affecting User's Account. FantasyForge Studio shall not be liable for losses arising from User's failure to safeguard Account credentials.

3.3 Account Ownership: Accounts are licensed to Users and remain part of the Service operated by FantasyForge Studio. Users acquire no ownership interest in any Account, identifier, profile, username, or associated Service functionality. FantasyForge Studio reserves the right to suspend, reclaim, restrict, disable, investigate, or terminate Accounts in accordance with these Terms.

Article IV: Description of the Service

FantasyForge Studio operates a digital entertainment and development platform that may include game-development projects, downloadable materials, digital-content systems, authentication systems, account-management systems, future online games, future multiplayer systems, subscription services, digital storefront systems, media-content systems, community systems, support systems, and interactive website technologies.

The Service may utilize cloud-hosting technologies, analytics systems, authentication systems, payment-processing systems, content-delivery technologies, security technologies, future Artificial Intelligence systems, and automated moderation technologies. FantasyForge Studio reserves the unrestricted right to modify, suspend, discontinue, replace, enhance, remove, or restrict any aspect of the Service at any time and without liability.

Article V: Acceptable Use and Platform Integrity

5.1 Compliance Obligations: As a material condition of accessing or using the Service, User agrees to utilize the Service solely in accordance with these Terms, all incorporated policies, and all applicable local, state, federal, national, and international laws, regulations, ordinances, governmental directives, and legal requirements. User acknowledges that FantasyForge Studio operates a privately owned digital platform and reserves broad authority to establish, interpret, enforce, and modify standards governing conduct, platform integrity, operational security, and acceptable use.

5.2 Operational Restrictions: User shall not access or use the Service in any manner that could interfere with, disrupt, damage, impair, overburden, compromise, or adversely affect the functionality, security, integrity, stability, availability, performance, infrastructure, reputation, business operations, or lawful operation of the Service or any systems, technologies, networks, accounts, or users associated therewith.

5.3 Prohibited Technical Activity: Without limiting the generality of the foregoing, User shall not engage in conduct involving unauthorized access attempts, credential theft, fraudulent activity, impersonation, circumvention of security systems, reverse engineering, exploitation of vulnerabilities, malicious automation, unlawful data collection, distribution of malicious code, harassment, abuse, threats, deceptive conduct, intellectual-property infringement, unlawful commercial exploitation, or any conduct that FantasyForge Studio reasonably determines may expose the Company, the Service, its providers, or its users to legal, operational, cybersecurity, financial, payment-processing, reputational, or regulatory risk.

Article VI: Intellectual Property Rights

6.1 Ownership of the Service: The Service, including all associated technologies, software, source code, object code, databases, interfaces, workflows, systems, platform architecture, graphics, artwork, visual elements, branding materials, documentation, downloadable materials, audio, video, written content, game-development materials, digital assets, compilations, modifications, derivative works, trade secrets, proprietary methods, and all related intellectual property rights, are owned by FantasyForge Studio, its licensors, or authorized service providers and are protected by applicable intellectual-property, copyright, trademark, trade-secret, unfair-competition, and other applicable laws. Except as expressly granted herein, no rights, licenses, ownership interests, or other legal interests are transferred to User by implication, estoppel, waiver, or otherwise. Unauthorized access to, reproduction of, modification of, distribution of, exploitation of, or interference with the Service may result in irreparable harm to FantasyForge Studio for which monetary damages alone may be insufficient.

6.2 Trademarks: "FantasyForge Studio," associated logos, branding elements, trade dress, website designs, visual identifiers, and related materials constitute proprietary trademarks or service marks of FantasyForge Studio or its licensors. User shall not utilize such marks without prior written authorization.

Article VII: User Content

7.1 User Responsibility: User remains solely responsible for User Content submitted to the Service.

7.2 Rights in User Content: User represents and warrants that User possesses all rights, permissions, licenses, authorizations, and consents necessary to submit User Content to the Service.

7.3 License Grant: By submitting User Content to the Service, User grants FantasyForge Studio a worldwide, non-exclusive, royalty-free, sublicensable, transferable license to host, reproduce, process, display, distribute, modify, store, adapt, moderate, and otherwise utilize such content as reasonably necessary for operation, maintenance, security, improvement, promotion, moderation, and provision of the Service.

7.4 Content Moderation Authority: FantasyForge Studio reserves the right, but not the obligation, to review, restrict, suppress, refuse, remove, disable, modify, limit, or terminate access to any User Content, submissions, uploads, communications, or related materials whenever the Company determines such action is necessary or appropriate for legal compliance, security, operational integrity, moderation, risk management, or business purposes.

Article VIII: Subscriptions, Payments, and Merchant Gateways

8.1 Paid Services and Digital Transactions: Certain portions of the Service may be made available only through payment, subscription enrollment, membership participation, premium-access functionality, downloadable purchases, digital-license acquisition, or other paid transactional relationships established by FantasyForge Studio. User acknowledges that FantasyForge Studio reserves the unrestricted right to introduce, modify, restructure, suspend, discontinue, replace, limit, or remove pricing structures, subscription tiers, premium functionality, Digital Products, promotional offers, monetization systems, access models, or transaction requirements at any time and without liability.

8.2 Mandatory Authentication for Purchases: User explicitly acknowledges and agrees that the Service requires full Account registration, login authentication, and validation before any commercial checkout process, Digital Product acquisition, or financial transaction can be initiated or completed.

8.3 Stripe Gateway Integration: Payment transactions associated with the Service are processed through Stripe, LLC. By inputting payment credentials and submitting a transaction, User authorizes FantasyForge Studio and Stripe to securely transmit, analyze, and process applicable transactions, recurring charges, regional taxes, fees, and related billing activities.

8.4 Fraud Diagnostics and Tokenization: User directs FantasyForge Studio to pass transactional data, metadata, IP tracking addresses, and identification metrics directly to Stripe to clear funds and execute automated risk mitigation protocols via frameworks including Stripe Radar. Complete, unencrypted payment card account numbers are never processed or retained on FantasyForge Studio's production infrastructure.

8.5 Refunds, Chargebacks, and Transaction Finality: Except where otherwise required by applicable law, all purchases involving subscriptions, downloadable materials, premium functionality, memberships, Digital Products, virtual items, or related digital transactions shall be deemed final and non-refundable. User further agrees not to improperly initiate chargebacks, payment disputes, or fraudulent transaction reversals. FantasyForge Studio reserves the unrestricted right to suspend or terminate Accounts, revoke access to Digital Products, or restrict future transactions associated with improper chargeback activity.

Article IX: Third-Party Services

9.1 Integration of Third-Party Services: The Service incorporates, interfaces with, depends upon, or otherwise utilizes Third-Party Services for purposes including authentication, hosting, payment processing, analytics, cloud infrastructure, communications, monitoring, security, content delivery, development infrastructure, or operational support.

9.2 Independent Third Parties: Third-Party Services are owned, operated, and controlled by independent third parties over whom FantasyForge Studio exercises no direct control. FantasyForge Studio does not warrant, endorse, guarantee, or assume responsibility for the availability, reliability, legality, security, functionality, or performance of any Third-Party Service.

9.3 Service Dependencies: User acknowledges that interruption, modification, suspension, degradation, or termination of Third-Party Services may affect portions of the Service. FantasyForge Studio shall not be liable for losses, interruptions, failures, delays, or damages arising from acts, omissions, failures, or decisions of Third-Party Service providers.

Article X: Privacy and Data Processing

10.1 Collection and Processing of Information: In connection with operation of the Service, FantasyForge Studio may collect, receive, access, analyze, process, store, retain, transfer, disclose, aggregate, utilize, and otherwise process information relating to Users, devices, accounts, usage activity, communications, transactions, authentication events, analytics data, support interactions, security events, technical diagnostics, and related operational information where reasonably necessary for operation, administration, maintenance, protection, improvement, development, monetization, security, legal compliance, fraud prevention, analytics, customer support, or legitimate business purposes associated with the Service.

10.2 Privacy Policy Incorporation: The FantasyForge Studio Global Privacy Policy, together with any supplemental privacy disclosures, cookie disclosures, data-processing notices, or consent-management systems utilized by the Service, is incorporated into these Terms by reference and forms an integral part of this Agreement.

10.3 Security and Risk Acknowledgment: FantasyForge Studio implements commercially reasonable administrative, technical, organizational, and operational safeguards designed to protect information associated with the Service. Notwithstanding the foregoing, User acknowledges and agrees that no method of electronic transmission, cloud storage, cybersecurity protection, internet communication, or digital information processing can be guaranteed to be completely secure, uninterrupted, or immune from unauthorized access, cyberattacks, system failures, data breaches, technological vulnerabilities, malicious conduct, or operational disruptions. User assumes all risks associated with transmitting information through internet-connected systems.

Article XI: Disclaimers of Warranties

11.1 "AS IS" and "AS AVAILABLE": TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE SERVICE IS PROVIDED ON AN "AS IS," "AS AVAILABLE," "WITH ALL FAULTS," AND "AS MAY EXIST FROM TIME TO TIME" BASIS. FANTASYFORGE STUDIO EXPRESSLY DISCLAIMS ALL WARRANTIES, CONDITIONS, REPRESENTATIONS, GUARANTEES, UNDERTAKINGS, AND ASSURANCES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE.

11.2 Specific Exclusions: WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, FANTASYFORGE STUDIO DOES NOT REPRESENT OR WARRANT THAT THE SERVICE WILL OPERATE WITHOUT INTERRUPTION, REMAIN AVAILABLE AT ALL TIMES, BE ERROR-FREE, BE FREE OF HARMFUL COMPONENTS, THAT DEFECTS WILL BE CORRECTED, THAT DATA LOSS WILL NOT OCCUR, OR THAT THE SERVICE WILL REMAIN COMPATIBLE WITH ALL SYSTEMS, DEVICES, PLATFORMS, OR SOFTWARE CONFIGURATIONS.

11.3 Statutory Rights Protected: WITHOUT LIMITING THE FOREGOING, FANTASYFORGE STUDIO DISCLAIMS ALL IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, AVAILABILITY, RELIABILITY, PERFORMANCE, AND SECURITY.

Article XII: Limitation of Liability

12.1 Exclusion of Certain Damages: TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, FANTASYFORGE STUDIO, ITS MEMBERS, MANAGERS, OFFICERS, EMPLOYEES, CONTRACTORS, AFFILIATES, SUCCESSORS, ASSIGNS, LICENSORS, SERVICE PROVIDERS, AND BUSINESS PARTNERS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, PUNITIVE, OR TREBLE DAMAGES. THIS INCLUDES LOSS OF PROFITS, LOSS OF REVENUE, LOSS OF DATA, BUSINESS INTERRUPTION, DEVICE DAMAGE, OR REPUTATIONAL HARM. THIS LIMITATION APPLIES REGARDLESS OF THE LEGAL THEORY ASSERTED, WHETHER FORESEEABLE OR UNFORESEEABLE, AND EVEN IF FANTASYFORGE STUDIO WAS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

12.2 Liability Cap: TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE AGGREGATE LIABILITY OF FANTASYFORGE STUDIO ARISING OUT OF OR RELATING TO THE SERVICE SHALL NOT EXCEED THE GREATER OF ONE HUNDRED UNITED STATES DOLLARS (US $100.00) OR THE TOTAL AMOUNT ACTUALLY PAID BY USER TO FANTASYFORGE STUDIO DURING THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM.

Article XIII: Indemnification

User agrees to defend, indemnify, and hold harmless FantasyForge Studio, its members, managers, officers, employees, contractors, affiliates, licensors, successors, assigns, and service providers from and against claims, liabilities, damages, judgments, settlements, penalties, losses, costs, and expenses, including reasonable attorneys' fees, arising out of or relating to: (1) User's access to or use of the Service; (2) User's violation of these Terms; (3) User's violation of applicable law; (4) User Content submitted to the Service; or (5) User's infringement or misappropriation of third-party rights.

Article XIV: Account Suspension and Termination

14.1 Enforcement Authority: FantasyForge Studio reserves the unrestricted right, in its sole and absolute discretion, to suspend, restrict, disable, investigate, monitor, limit, remove, revoke, terminate, or otherwise take enforcement action concerning any Account, User, User Content, transaction, activity, or access to the Service at any time and for any lawful reason. Action may be taken with or without prior notice where necessary for legal compliance, operational integrity, cybersecurity protection, fraud prevention, or risk management.

14.2 Grounds for Enforcement: Enforcement actions may be initiated if the Company reasonably believes that the User has violated these Terms, violated incorporated policies, violated applicable law, engaged in fraudulent or abusive conduct, or if continued access exposes the Company to legal, operational, reputational, or regulatory risk.

Article XV: Dispute Resolution and Binding Arbitration

15.1 Exclusive Dispute Resolution Procedure: PLEASE READ THIS SECTION CAREFULLY. IT REQUIRES MOST DISPUTES TO BE RESOLVED THROUGH BINDING INDIVIDUAL ARBITRATION AND LIMITS YOUR ABILITY TO SEEK RELIEF THROUGH COURT PROCEEDINGS, CLASS ACTIONS, OR REPRESENTATIVE ACTIONS. Any dispute, claim, controversy, proceeding, demand, allegation, or cause of action arising out of or relating to the Service, these Terms, subscriptions, Digital Products, privacy matters, or the relationship between User and FantasyForge Studio shall be resolved exclusively through final and binding arbitration.

15.2 Informal Resolution Requirement: Prior to initiation of arbitration proceedings, the party seeking resolution shall provide written notice describing the nature of the dispute and the relief requested. The parties shall have thirty (30) days from receipt of such notice to attempt good-faith informal resolution.

15.3 Arbitration Administration and Venue: If a dispute cannot be resolved informally, it shall be submitted to binding arbitration administered by the American Arbitration Association ("AAA") under its Consumer Arbitration Rules. Unless otherwise required by applicable law, arbitration proceedings shall occur within the Commonwealth of Virginia.

15.4 Class Action Waiver: TO THE MAXIMUM EXTENT PERMITTED BY LAW, ALL DISPUTES SHALL BE BROUGHT SOLELY IN AN INDIVIDUAL CAPACITY. USER AGREES NOT TO PARTICIPATE IN CLASS ACTIONS, CLASS ARBITRATIONS, REPRESENTATIVE ACTIONS, OR CONSOLIDATED PROCEEDINGS.

15.5 Small Claims and Injunctive Exceptions: Nothing herein prevents either party from pursuing qualifying claims in a small-claims court, or prevents FantasyForge Studio from seeking immediate injunctive relief regarding intellectual-property rights, confidentiality obligations, unauthorized access, or cybersecurity violations.

Article XVI: Export Control and Sanctions Compliance

User represents and warrants that User is not located in, organized under the laws of, or ordinarily resident in any jurisdiction subject to comprehensive sanctions imposed by the United States Government. User further agrees not to access, utilize, export, re-export, transfer, or otherwise make available the Service in violation of United States export-control laws, sanctions regulations, international trade restrictions, or applicable governmental requirements.

Article XVII: Governing Law

These Terms and all disputes arising from or relating to the Service shall be governed by and construed in accordance with the laws of the Commonwealth of Virginia, United States, without regard to conflict-of-law principles.

Article XVIII: Modifications to the Service and Terms

FantasyForge Studio reserves the unrestricted right to modify features, remove functionality, introduce new technologies, alter systems, modify pricing structures, suspend or discontinue portions of the Service, or revise these Terms at any time. Updated Terms shall become effective upon publication unless otherwise required by applicable law.

Article XIX: Force Majeure

FantasyForge Studio shall not be liable for failures or delays resulting from causes beyond reasonable control, including natural disasters, governmental actions, labor disputes, cyberattacks, internet disruptions, infrastructure failures, power failures, or failures of Third-Party Services.

Article XX: Severability

If any provision of these Terms is determined invalid, unlawful, or unenforceable by a court or arbitrator of competent jurisdiction, such provision shall be enforced to the maximum extent permitted by law, and the remaining provisions shall remain in full force and effect.

Article XXI: No Waiver

No failure or delay by FantasyForge Studio in exercising any right, remedy, power, or privilege under these Terms shall constitute a waiver thereof.

Article XXII: Survival

Any provisions which by their nature should survive termination of these Terms shall survive, including intellectual-property provisions, disclaimer provisions, limitation-of-liability provisions, indemnification obligations, dispute-resolution provisions, and governing-law provisions.

Article XXIII: Electronic Communications and Consent

User consents to receive communications from FantasyForge Studio electronically, including legal notices, account notifications, billing communications, security alerts, policy updates, and support communications.

Electronic communications shall satisfy any legal requirement that communications be provided in writing.

Article XXIV: No Agency Relationship

Nothing contained in these Terms shall be construed as creating any partnership, joint-venture, agency relationship, employment relationship, fiduciary relationship, or other special legal relationship between FantasyForge Studio and any User. Neither party shall possess authority to bind the other party.

Article XXV: Limitation Period for Claims

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ANY CLAIM, DEMAND, CAUSE OF ACTION, OR PROCEEDING ARISING OUT OF OR RELATING TO THE SERVICE OR THESE TERMS MUST BE COMMENCED WITHIN ONE (1) YEAR AFTER THE EVENT GIVING RISE TO SUCH CLAIM. ANY CLAIM NOT COMMENCED WITHIN SUCH PERIOD SHALL BE PERMANENTLY BARRED.

Article XXVI: Consumer Rights Savings Clause

Nothing contained in these Terms shall be interpreted or enforced in a manner that limits, waives, or restricts any non-waivable consumer rights provided under applicable law. To the extent any provision of these Terms conflicts with mandatory protections that cannot lawfully be waived, such provision shall be modified only to the minimum extent necessary to comply with applicable law.

Article XXVII: Revenue Split and Disclosure Rules

When executing transactions involving user-to-user asset distribution or creative software modules on the storefront, the Company retains an absolute, final right of review. If you launch digital game assets or marketplace products designed for use in external engines, your commercial license terms are subject to the specific royalty declarations set forth in our Master End User License Agreement (EULA), which requires a distinct financial disclosure and revenue-tracking reporting structure.

Article XXVIII: Contact Information

FantasyForge Studio, LLC

Legal Contact: legal@fantasyforgestudio.online

Support Contact: support@fantasyforgestudio.online

Privacy Contact: privacy@fantasyforgestudio.online

Website Platform: fantasyforgestudio.online

Article XXIX: Entire Agreement

These Terms, together with all documents expressly incorporated herein by reference, constitute the entire agreement between User and FantasyForge Studio concerning the Service and supersede all prior or contemporaneous understandings, communications, negotiations, representations, and agreements relating thereto.

Article XXX: Assignment

User may not assign, transfer, delegate, sublicense, or otherwise convey any rights or obligations under these Terms without the prior written consent of FantasyForge Studio.

FantasyForge Studio may assign or transfer its rights and obligations under these Terms without restriction.